Gina’s Story: How Bankruptcy Gave a Single Mom a Second Chance
Maintaining a healthy credit score is crucial for achieving financial stability and accessing various opportunities in life, such as obtaining loans, securing favorable interest rates,
Stop creditor phone calls, garnishments, foreclosures, and lawsuits, call Maryland’s highest-rated bankruptcy law firm
We have handled over 10,000 successful cases in a career spanning almost 30 years. Our office is staffed only with attorneys, and you will talk with us directly – NOT a receptionist, paralegal, or call center.
Filing pro se can be very dangerous. By not understanding the full scope of the law, you risk losing more money, time, heartache and pain.
Call us at (410) 486-3500 or use our form to contact us today and start a brighter financial future.
At the Law Offices of Adam M. Freiman, we specialize in a range of bankruptcy services designed to help our clients navigate their financial challenges. With our expert guidance, you can regain control of your financial future. Explore our key services below.
Embarking on the bankruptcy process can seem daunting, but with the right guidance, it can be a pathway to financial freedom. Below, we’ve outlined a six-step process that we follow at the Law Offices of Adam M. Freiman to help our clients navigate their bankruptcy cases.
Reach out to an experienced bankruptcy attorney like Adam M. Freiman who can provide expert advice tailored to your unique financial situation.
Participate in mandatory credit counseling sessions. These sessions, conducted by a certified credit counseling agency, will help you understand the implications of bankruptcy and explore potential alternatives.
With the assistance of your attorney, prepare and file your bankruptcy petition with the court. This step includes compiling detailed information about your debts, income, assets, and financial transactions.
In a Chapter 7 bankruptcy, non-exempt assets will be liquidated to repay creditors. In a Chapter 13 bankruptcy, you’ll work with your attorney to develop a repayment plan that fits your financial capabilities.
After filing for bankruptcy, you’ll need to complete a debtor education course. This course provides valuable information on managing finances and avoiding future debt problems.
Upon successful completion of all the above steps, your eligible debts will be discharged. This means you’re no longer legally required to pay them, allowing you to start afresh on your financial journey.
Maintaining a healthy credit score is crucial for achieving financial stability and accessing various opportunities in life, such as obtaining loans, securing favorable interest rates,
Healthcare is a fundamental human right, but in the United States and many other parts of the world, the cost of medical care has been
While bankruptcy may involve liquidating assets to pay off debts, many people worry about losing essential possessions such as their cars.