learning from experience

Bankruptcy Blog Posts

keeping your home in bankruptcy

How Bankruptcy Affects Your Utility Bills

If you are drowning in debt, you may be wondering about your utilities, especially if you are considering bankruptcy. Will you be able to keep the lights on? What about your home phone? How are gas and water affected? If you are behind on your utility payments and your services

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spouse

Navigating Divorce and Bankruptcy

It’s no secret that navigating divorce can be emotionally and financially challenging. Adding bankruptcy into the mix of a divorce can make the situation more complex. Both processes significantly impact your financial future, so it’s crucial to understand how they interact and the steps you can take to navigate both

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keeping your home in bankruptcy

What is a Homestead Exemption?

When you file for a Chapter 7 or Chapter 14 bankruptcy, there are rules as to what assets you can keep. One asset that bankruptcy filers worry about the most is their home. That is why many people avoid bankruptcy. They fear losing their home, especially if they are using

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paying bills

Renting a Home After Bankruptcy

Filing for bankruptcy can rid your life of the financial stress you desperately want to escape from. Despite this, you may still wonder how something like bankruptcy, which temporarily affects your credit score, can impact tasks such as renting housing. The good news is you can still rent housing even

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manage expenses during bankruptcy

Managing Essential Expenses During Bankruptcy

For many, filing for bankruptcy is the way forward when trying to create a better financial future. However, navigating the process can feel daunting, especially when you still need to navigate paying for essential expenses, including utilities, rent, and other necessities. That is why we are here to share these

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preparing for bankruptcy

How to Prepare for Bankruptcy and Minimize Complications

Going through the bankruptcy process can be stressful, cause anxiety, and lead to sleepless nights. Having to file for bankruptcy is often seen as a last resort rather than the lifeline it should be, making the process feel much more daunting. However, it doesn’t have to be this way; you

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common mistakes

Common Mistakes to Avoid When Filing for Bankruptcy

If you’re struggling financially, you may be considering all your options. Bankruptcy may be one of them. Hundreds of thousands of people in the United States opt for bankruptcy every year. Bankruptcy can help erase your debts and give you the financial freedom you desire. However, bankruptcy is not an

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