learning from experience
We currently live in the era of buy now pay later (BNPL) apps, with popular platforms like Afterpay, Klarna, and Affirm leading the growing and evolving landscape. The beauty of these platforms is that they offer consumers the ability to purchase the products they want, no matter the price tag,
As a consumer, you have two main types of bankruptcy to choose from: Chapter 7 and Chapter 13. Chapter 7 is an easy way to wipe out debt, but it can cause you to give up some assets in the process. For those who still earn some income, Chapter 13
Preparation is essential for navigating most of the journeys you walk through in life. Making the decision to file for bankruptcy is a journey in its own right; one that requires a unique set of preparation steps, both practical and personal. While it may feel overwhelming at first, taking time
Filing for bankruptcy is not an easy choice to make. However, the choice often comes from the desire to create better financial stability. To truly ensure filing for bankruptcy creates this desired outcome, you must also take additional steps, including managing your spending and expenses. If you are on the
The term bankruptcy is often associated with feelings of failure, doom, and embarrassment. Despite it being a common and legal form of debt relief, this legal proceeding carries a social stigma shrouded in misinformation. However, those who have done the research, made the filing, and have come out on the
When facing overwhelming debt, filing for bankruptcy can be a viable solution to help you regain control of your finances. By filing for bankruptcy, you can reduce financial stress and chart a new course toward a more secure financial future. To fully grasp the impact of filing for bankruptcy, it’s
Filing for bankruptcy can come with a roller coaster of emotions. While the sense of relief that it can bring is often welcomed, the uncertainty of what lies ahead can feel nerve-wracking. However, you don’t need to let the emotional journey rule your life. There are ways to manage the
Credit card debt is all too common in America, with 48% of Americans currently grappling with it. It is no secret that credit card debt can spiral out of control, leaving individuals feeling trapped by high interest rates, late fees, and an ever-growing balance. However, those dealing with crippling credit
