learning from experience

Bankruptcy Blog Posts

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From Bankruptcy to Home Ownership

A fear many people have about pursuing bankruptcy for debt relief is the idea that they will never own a home. However, bankruptcy does not disqualify filers from homeownership; in fact, you may be able to purchase your future oasis post-bankruptcy sooner than you think. To help you better understand

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bankruptcy and divorce

Divorce and Bankruptcy – Navigating Both Burdens

Divorce and bankruptcy sometimes go hand-in-hand. Divorce can be one of the most taxing life events anyone can go through. From the emotional turmoil of ending what was supposed to be a lifelong partnership to the mental hurdle of navigating life post-separation, it can take a heavy toll. But divorce

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job interview

How Bankruptcy Affects Employment

Bankruptcy is a legal process that affects many aspects of life. If you are going through bankruptcy and are currently unemployed or looking for a new job, you may wonder if employers can see your bankruptcy. The short answer is: it depends. It depends on the type of background check

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bankruptcy

Budgeting Tips After Bankruptcy – Stay Debt-Free

Getting your bankruptcy finalized can be a huge relief. You will likely be excited to get this huge weight off your shoulders. At the same time, coming out of the other end of the process can feel a little nerve-wracking. What happens now? How can you establish a positive relationship

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6. Some Things You Just Don’t Do Alone. Bankruptcy Is One of Them.

DIY Bankruptcy: Common Risks to Look Out For

Filing for bankruptcy is a legal process with long-lasting financial, legal, and personal consequences. It’s a journey that requires detailed preparation, and precise execution. With the rise of do-it-yourself (DIY) legal services and AI-powered document preparation tools, many individuals are tempted to file bankruptcy on their own to save money.

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bnpl apps

The Buy Now, Pay Later Trap

We currently live in the era of buy now pay later (BNPL) apps, with popular platforms like Afterpay, Klarna, and Affirm leading the growing and evolving landscape. The beauty of these platforms is that they offer consumers the ability to purchase the products they want, no matter the price tag,

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Protect Your Assets Before Filing for Bankruptcy

Creating a Repayment Plan Under Chapter 13

As a consumer, you have two main types of bankruptcy to choose from: Chapter 7 and Chapter 13. Chapter 7 is an easy way to wipe out debt, but it can cause you to give up some assets in the process. For those who still earn some income, Chapter 13

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Bankruptcy Roadmap

Your Bankruptcy Roadmap: How to Prepare for What’s Ahead

Preparation is essential for navigating most of the journeys you walk through in life. Making the decision to file for bankruptcy is a journey in its own right; one that requires a unique set of preparation steps, both practical and personal. While it may feel overwhelming at first, taking time

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