learning from experience

Bankruptcy Blog Posts

When to Stop Using Credit Cards Before Bankruptcy

When to Stop Using Credit Cards Before Bankruptcy

If you have decided to file for bankruptcy, you need to understand the dos and don’ts so you can get all your debt wiped out without issue. One thing you need to be aware of is proper credit card use. While credit card debt is usually wiped out in Chapter

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financial stress

Finding Peace of Mind during Financial Stress

In the ever-evolving economic landscape, financial stress is abundant for Americans. The current climate is causing more bills to pile up, more creditor calls to go out, and ultimately, financial pressure to build. This pressure can feel impossible to escape and can cause a notable decline in the mental health

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holiday budgeting

Smart Holiday Budgeting Tips

The holidays are the most wonderful time of the year. The festivities, food, decorations, and community help bring a much-needed sense of joy and togetherness to the year’s end but holiday budgeting can bring stress. It can also be a season of financial challenges and debt accumulation. The gifts and

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Conversion Between Bankruptcy Chapters

Conversion Between Bankruptcy Chapters

When filing for bankruptcy, consumers often change their minds. There are several types of bankruptcy, and it is common for someone to change from one to another. In many cases, a person will go from a Chapter 13 bankruptcy to a Chapter 7 one to get debt erased, but there

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prevent foreclosure

From Bankruptcy to Home Ownership

A fear many people have about pursuing bankruptcy for debt relief is the idea that they will never own a home. However, bankruptcy does not disqualify filers from homeownership; in fact, you may be able to purchase your future oasis post-bankruptcy sooner than you think. To help you better understand

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bankruptcy and divorce

Divorce and Bankruptcy – Navigating Both Burdens

Divorce and bankruptcy sometimes go hand-in-hand. Divorce can be one of the most taxing life events anyone can go through. From the emotional turmoil of ending what was supposed to be a lifelong partnership to the mental hurdle of navigating life post-separation, it can take a heavy toll. But divorce

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job interview

How Bankruptcy Affects Employment

Bankruptcy is a legal process that affects many aspects of life. If you are going through bankruptcy and are currently unemployed or looking for a new job, you may wonder if employers can see your bankruptcy. The short answer is: it depends. It depends on the type of background check

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bankruptcy

Budgeting Tips After Bankruptcy – Stay Debt-Free

Getting your bankruptcy finalized can be a huge relief. You will likely be excited to get this huge weight off your shoulders. At the same time, coming out of the other end of the process can feel a little nerve-wracking. What happens now? How can you establish a positive relationship

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